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I am instinctively distrustful of insurance companies, despite the fact that a good portion of my monthly income goes into their coffers to keep my car on the road, the roof over my head and, in theory at least, provide me with an income if the worst happens and I can’t work. Hopefully, I will never have to call on my policies, although that only seems to reinforce the feeling that my hard-earned cash is just lining someone else’s pocket.
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