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What is the legal process of remortgaging?
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There are a number of stages but firstly we’ll check that you are the legal owner of the property. After that, we will:
- Carry out relevant searches - this ensures there are no problems with the property or the surrounding area which might affect your ownership or its value.
- Check that you understand, and are happy with, the conditions of the new lender.
- Agree repayment with your current lender - we will arrange to repay your existing mortgage, advising you if there are any penalty payments for ‘paying off’ the mortgage early.
- Plan for the transaction to take place on an agreed completion date.
- Register your new lender's interest in your property at the Land Registry.
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Why QualitySolicitors?
With QualitySolicitors your first initial assessment is free, so you can call us without worrying about being charged for a call you might not have actually needed to make. And because we place our clients are at the heart of everything we do, we make these five customer service promises to make sure you'll feel properly looked after.
This is why, in the first instance, most people looking for legal help in relation to a 'Home And Property' call QualitySolicitors for a Free Initial Assessment over the phone before requesting our Ask the Legal Expert service; which is an introductory 45-minute face-to-face consultation for £99.
Have you ever wanted to just ask a lawyer if they can help you, without worrying about what it may cost to contact them? If so, call QualitySolicitors and together we can work out what your next steps might be... in confidence, at no cost and with no obligation. At QualitySolicitors, our Free Initial Assessment promise puts you directly in touch with a local law firm who will happily talk to you for free to clarify how they can help you.
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Find out moreQualitySolicitors law firms know that when you need to meet with a solicitor, finding time during office hours can prove impractical. So we thought we’d help by offering flexible opening hours; simple!
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